बरेच गुंतवणूकदार अजूनही SIP हाच एक म्युच्युअल फंड समजतात . तसेच SIP संदर्भात अनेकांच्या काही भ्रामक कल्पना चर्चेमधून समजून आल्या . त्या सर्वांचे एकत्रीकरण करून खालील मुद्द्याद्वारे त्यांचे स्पष्टीकरण सोबत देत आहे . मात्र यामध्ये मराठीतून सर्व माहिती देण्याऐवजी इंग्लिश मधून ही माहिती देत आहे .

मुद्दे व स्पष्टीकरण

Systematic Investment Plans (SIPs) work best for the small retail investor. SIP might be the answer for all types of investors since it does not have a bias towards high or low value investments. All that it requires is regular and disciplined savings.
It is best to not enter into SIPs if the market is on the rise. It is not about the right time to enter the market. SIPs are all about focusing on staying invested for a longer tenure.
You can do better than SIP by timing the market accurately. It is highly unlikely you will get it right all the time. It’s not about timing the market, but the amount of time you stay in the market.
SIPs are best for short term & not the long term. Long term investment through SIPs can help offset the highs and lows, so that you may expect reasonable returns at the end.
Once an SIP is started, you can neither stop it in-between nor change the period of investment. You can easily terminate the SIP or change its maturity date without paying any penalty.


अभिप्राय द्या!