बरेच गुंतवणूकदार अजूनही SIP हाच एक म्युच्युअल फंड समजतात . तसेच SIP संदर्भात अनेकांच्या काही भ्रामक कल्पना चर्चेमधून समजून आल्या . त्या सर्वांचे एकत्रीकरण करून खालील मुद्द्याद्वारे त्यांचे स्पष्टीकरण सोबत देत आहे . मात्र यामध्ये मराठीतून सर्व माहिती देण्याऐवजी इंग्लिश मधून ही माहिती देत आहे .
मुद्दे व स्पष्टीकरण
|Systematic Investment Plans (SIPs) work best for the small retail investor.||SIP might be the answer for all types of investors since it does not have a bias towards high or low value investments. All that it requires is regular and disciplined savings.|
|It is best to not enter into SIPs if the market is on the rise.||It is not about the right time to enter the market. SIPs are all about focusing on staying invested for a longer tenure.|
|You can do better than SIP by timing the market accurately.||It is highly unlikely you will get it right all the time. It’s not about timing the market, but the amount of time you stay in the market.|
|SIPs are best for short term & not the long term.||Long term investment through SIPs can help offset the highs and lows, so that you may expect reasonable returns at the end.|
|Once an SIP is started, you can neither stop it in-between nor change the period of investment.||You can easily terminate the SIP or change its maturity date without paying any penalty.|